It has been my contention all along that these cases ought to end in
the discovery process with some sort of settlement — money damages,
modification, short-sale, hardest hit fund programs etc. But the only
way the homeowner can get honest terms is if they present a credible
threat to the party seeking foreclosure. That threat is obvious when the
Judge issues an order compelling discovery to proceed and rejecting
arguments for protective orders, (over-burdensome, relevance etc.). It
is a rare bird that a relevance objection to discovery will be
sustained.
Attorneys and homeowners should take note that there are thousands upon thousands of cases being settled under seal of confidentiality. You don’t hear about those because of the confidentiality agreement. Thus what you DO hear about is the tangle of litigation as things heat up and probably the number of times the homeowner is mowed down on the rocket docket. This causes most people to conclude that what we hear about is the rule and that the settlements are the exception. I obviously do not have precise figures. But I do have comparisons from surveys I have taken periodically. I can say with certainty that the number of settlements, short-sales and modifications that are meaningful to the homeowner is rising fast.
In my opinion, the more aggressive the homeowner is in pursuing discovery, the higher the likelihood of winning the case or settling on terms that are truly satisfactory to the homeowner. Sitting back and waiting to see if the other side does something has been somewhat successful in the past but it results in a waiver of defenses that if vigorously pursued would or could result in showing the absence of a default, the presence of third party payments lowering the current payments due, the principal balance and the dollar amount of interest owed. If you don’t do that then your entire case rests upon the skill of the attorney in cross examining a witness and then disqualifying or challenging the testimony or documents submitted. Waiting to the last minute substantially diminishes the likelihood of a favorable outcome.
What is interesting in the case below is that the bank is opposing the notices of deposition based upon lack of personal knowledge. I would have pressed them to define what they mean by personal knowledge to use it against them later. But in any event, the Judge correctly stated that none of the objections raised by BONY were valid and that their claims regarding the proper procedure to set the depositions were also bogus.
tentative ruling 3-17-14
http://livinglies.wordpress.com/2014/03/20/bony-objections-to-discovery-rejected/ <<
[sidebar: The system was manufactured to be a gigantic PONZI. The poor judges are waking up to being the most used and abused in the system of FRAUD. The guy opposing Netanyahu in Israel, can't remember his name -- he said: NOTHING IS REAL.
IS REAL. Get IT!?
There is nothing real other than what IS REAL decides is our reality. That is how IT has been for so long we don't have a clue as to what is 'reality'.
Neil Garfield is one of the lawyers in America that has stood for the rule of law (after a fashion). The B.A.R. in each state, appears to be other than an institution which supports the JURISPRUDENCE IN THE U.S.A.
America has been turned into a HOST. We basically are not other than a great machine of consumption that keeps a huge motor of over exuberance to never end, until the end of a PONZI explodes. Those that are the Ponzi People are the winners, eons this has been the way the IT controls earth life.
Once the >> how many are there in America? >> (ELIGIBLE ATTORNEYS AT LAW) >> AWAKEN! were-and-are, being recycled in the tomb of digital dust ... WTF?!]
FRAUDCLOSURE continues until the FORECLOSED UPON DEMAND Restitution, Remuneration, Redemption from all the RICO, obviously this isn't other than well-planned as was 9-1-1.
ReplyDeleteAttorneys at law are, or should be, embarrassed about the money piece missing in action. Years of the money fraud and what do we get? The JURISPRUDENCE isn't going to escape the FRAUD. Best sue the so called TRANSNATIONAL TRILLIONAIRES, the digital fraud is all we can hope to get back as 'remuneration'. DISCOVERY is due process law and PUTIN has demanded the RULE of the LAW also be obeyed as per a dictate of reality in the 21 Century.
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